Business
We specialize in protecting businesses, large and small. We can help you with general liability, property insurance, business owners’ policy, bonds, or worker’s compensation.
Business Coverages
Property
Whatever each new day brings, business property insurance is still your best defense against unexpected occurrences, such as fire, hail, windstorms, and other natural disasters. Key coverage examples include building coverage, business personal property insurance, and business income.
Crime
Protect your business against robbery, embezzlement, and other crimes. Business crime insurance provides coverage for employee dishonesty, money, and securities, inside/outside, money orders and counterfeit paper currency, and forgery and alteration.
General Liability
Your unique business faces a wide range of unpredictability. General liability insurance protects your business should injury or property damage occurs to others as a result of your business operations. It can help cover medical expenses, attorney fees, and damages you are legally responsible for.
Workers Compensation
You pride yourself on operating a safe, secure work environment where your employees can perform to the best of their ability while helping your business grow. Even in the most ideal circumstances, the reality is that accidents and illness happen. A slip and fall at a restaurant resulting in broken bones, an equipment malfunction at a construction site causing eye injury – it could be any number of things. Upon the unexpected, it’s essential that your employees’ medical needs are quickly addressed so they can return to work as fast as possible.
Professional Liability
Professional liability insurance, also known as errors and omissions insurance (E&O), is coverage for businesses that offer professional and personal services. E&O insurance protects you in the event that a client is harmed from a service or advice that you provide for which you are held legally liable.
Business Auto
When the rubber meets the road, it’s serious business. Vehicles put your employees in front of existing and prospective customers and get your products to where they need to go. But unlike the oversight and insight you have on your business operations, road conditions, weather, and other drivers are out of your control. Any bodily injury – including injury sustained by other drivers, passengers, and pedestrians – for which you are responsible, or damage caused to other vehicles or property, could put your business in financial jeopardy.
Business Life Insurance
People may be the most important asset your business has. Life insurance for business owners offers many options to help you recruit, retain, reward, and assist employee retirement, as well as prepare for business succession, should the unexpected occur. These options include executive bonus plan, group life insurance, key person insurance, funded buy-sell agreement, and debt liquidation.
Interested in learning more? Call us today!